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NJ Junior Breeder Loans

The New Jersey Junior Breeders' Loan Program is a dedicated funding program that enables the agricultural youth of New Jersey to secure funds, purchase livestock, establish production projects and keep accurate records. The program is based on a promissory note system, with monies to be paid back to the fund with interest. The program requires no other security other than the word of the borrower.

The New Jersey Junior Breeders’ Fund is looking to future generations of agricultural education/FFA students and 4-H members to continue to advance the breeding of purebred livestock and the production quality of grade livestock. In doing so, they are offering loans to help agricultural education/FFA students and 4-H members of the state carry out this goal.

The New Jersey Junior Breeder Loan Program was established 76 years ago by a donation from Joseph S. Frelinghuysen, president of the State Board of Agriculture at the time.  The program is a dedicated funding program that enables the agricultural youth of New Jersey to secure funds, purchase livestock, establish production projects and keep accurate records. The program is based on a promissory note system, with monies to be paid back to the fund with interest.

The purpose of the program is to seek the interest of the youth in the state, aid in agricultural education efforts, and provide a dedicated funding program that will assist in sustaining the future of New Jersey agriculture.

“For three quarters of a century, the Junior Breeder fund has fostered an interest in agriculture among countless young people in our state, who have purchased quality animals that have been victorious in regional and statewide shows,” said New Jersey Secretary of Agriculture Charles M. Kuperus.  “The goal is that these young adults will stay in New Jersey and help the livestock industry to thrive and grow.”